iCM Risk Tolerance Questionnaire

As you complete this form, you will notice two distinct sections.  The first is to assess your personal time horizon.  The second will assess your tolerance for risk within the context of the investment account(s) in question.  At the end of each section, you will find an orange box that will allow you to add the scores of the questions that you have answered.  Please mark down your scores for each section as you will need to reference these to determine which investment strategy option aligns with both your time horizon and tolerance for risk.

Time Horizon Questions

With this portfolio in mind, I plan to hold my investment for the following number of years:

It is likely that I will withdraw funds from this investment account for my next anticipated life event, which I expect to occur within the following number of years:

When determining whether to alter your asset allocation, what time period will you use to evaluate the performance of this investment account:

Risk Tolerance Questions

The primary investment objective for this account is to:

If withdrawals occur in the future, I would anticipate depleting my account by the following percentage annually:

Historically, domestic stocks have returned 8-10% annually, domestic bonds have returned 5-7%, and money market investments have returned 2-4 %. You require an annual return of (X%) to reach your desired goal?

Looking at my portfolio as a whole, I would prefer to preserve capital and avoid risky investments, despite the fact that they may offer a higher return potential than lower risk alternatives.

Risk, at some level, is an essential component of a total return investment strategy. Historically, equity investments have offered higher returns relative to fixed income. However, they have also carried with them a greater risk. For your account:

Which of the following concerns you most about the assets invested in your account:

If you invested $100,000 in your account and portfolio began losing money, at what point would you sell:

If your portfolio suffered a temporary decline could you cover your immediate cash flow needs from other assets:

Different asset allocation choices can result in different and sometimes wide fluctuations in your portfolio’s value over time. Imagine that you own a $100,000 portfolio. Based on these potential returns, which are you most comfortable with?